household strengthening

Sister power.

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Silhan and Shirley are sisters — but they're also business partners. 

In fact, these two are now the backbone of a family business that stretches three generations. Silhan, 22, took a TOLI microloan last year to buy inventory for their small shop in rural Nicaragua. When our team visited earlier this month, it became clear this is a family affair.

Shirley, 23, is Silhan's gregarious partner. Her dad takes turns manning the counter. Her mom makes fresh nacatamales to sell in the shop. And her 105-year-old grandfather welcomes customers from the porch. 

"The purpose of our family is to be united always," Shirley told us. "It is a very unique opportunity for all of us."

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GENERATIONS: Above, Shirley sits with her grandfather (center) and her father in front of their family store in Puerto Cabezas, Nicaragua. Below, Silhan and her son welcome Executive Director, Abigail McConnell, into her shop, built with the help of…

GENERATIONS: Above, Shirley sits with her grandfather (center) and her father in front of their family store in Puerto Cabezas, Nicaragua. Below, Silhan and her son welcome Executive Director, Abigail McConnell, into her shop, built with the help of a TOLI microloan.

And it was a good reminder that while TOLI microloans are granted to individuals, the whole household is impacted. In the sisters' case, that's 10 people under one roof — all living in the family home attached to the back of the shop.

The average household size for our clients in Nicaragua is 5.6 people (compared with 2.6 in the U.S.). That means that a $300 microloan doesn't just benefit one person but many more, and builds over time. Silhan and Shirley's children and younger siblings will have better nutrition as they grow because of the steadier income. Their parents and grandfather will have better medical care as they age. And Silhan and Shirley will build confidence, experience, and faith, as they make their household even stronger.

And strong households make strong communities. 

"I want to thank God for the opportunity he has given us to start this business," she told us before we said goodbye. "It's an achievement that is difficult but not impossible. Thank you so much for supporting us."


Snapshots from our recent visit

A team of eight traveled this month to visit our partner site in Puerto Cabezas, Nicaragua. We left inspired, humbled, encouraged, and better able to pray for and serve our local partner ministry, Verbo Church. Ready to travel with us? Check out trip opportunities here.


How you can pray: 


> For Nicaragua: The country has been in turmoil since anti-government rallies erupted last spring. Please pray for reconciliation and peace, and for our clients to be able to overcome the economic challenges that come with this period of instability.
> For physical healing: We visited many clients and their families in Nicaragua this month, and almost everywhere we went we were led to pray for physical healing... for a client's son with cerebral palsy, a client paralyzed after a stray bullet hit his spine, for a client with heart problems. We continue to pray for healing and for improved access to medical care.
> For Verbo Church, our partner ministry in Puerto Cabezas. 
> For our social workers in Egypt, Kenya, and Nicaragua, as they serve, disciple, and encourage our entrepreneurs. You can meet them here.
> Praise God for our growing programs! Many new groups are being trained in Kenya and new sites are being formed in Egypt. 


Ready to take the next step?


> Travel with us. Meet inspiring clients like Silhan and Shirley in person. Details here.
> Become a monthly giver! Start here.
> Discover other ways to get involved here.
> Come 
to our next #TOLITuesday Prayer Gathering: April 9 from 12-1pm (at TOLI, 5785 N.Union Blvd, Colorado Springs, CO 80918)