Audrey Putney

The people behind the program

“What do you think? If a man has a hundred sheep, and one of them has gone astray, does he not leave the ninety-nine on the mountains and go in search of the one that went astray? And if he finds it, truly, I say to you, he rejoices over it more than over the ninety-nine that never went astray.” // M A T T H E W 1 8 : 1 2 - 1 3

In a tucked-away corner of the main market past stores and small restaurants, through a maze of clothes hanging from the rafters, there’s a small group of TOLI entrepreneurs running their businesses side by side.

One of them, Miriam, has a small restaurant where she cooks chicken and turtle meat. “How do you cook turtle meat,” you ask? “However you like,” she says.

Another client, Segunda, owns a tailoring shop next door. She works for hours a day at her machine, sewing pants, skirts, and school uniforms from scratch.

When the US team visited last month, we met with these women, celebrated and prayed for them – for their businesses, families, and futures.

But TOLI clients are just a fraction of the people working in this market. Here, people sell sodas, hop on and off of buses, sort clothes, and wait for food.

During the visit, Orlando – a TOLI Social Worker with a soft voice and a wise spirit – took notice of another woman sitting on a bench nearby. She's a friend of the TOLI clients, and was familiar with Orlando. She saw how he frequently visited and prayed for her friends. She knew he was steady, safe, and trustworthy.

So this day Orlando looked into her eyes and asked her her story.

“Can you pray for me?” the woman asked. She shared how her daughter with cerebral palsy can’t get out of bed. Tears streamed down her face, and Orlando was quick to intercede for her in prayer and bring her pain to the Father. Slowly, the rest of the team circled around her and prayed for her too – for healing, community, and peace. God was present, His Spirit filled her, and she prayed to believe in Jesus.

And that’s what makes TOLI Social Workers different. More than just ‘loan officers,’ they're missionaries. As Miguel, another TOLI Social Worker here said, “I learned not just how to serve, but how to really listen to people with the heart of trying to help this person. I used to just be a (loan) collector, but this is a ministry.”

So while these servants act as business coaches and microloan officers, they soon become counselors, friends, and spiritual mentors. Trustworthy and relational, they look for ways to go deeper with clients and to point people to Jesus. And their sphere of influence stretches beyond microloan clients, and into whole communities.

Would you pray specifically for TOLI Social Workers and Field Staff today? That they would continue to be a light for people who are lost and hurting. That they'd be filled with the Holy Spirit, protected, and empowered to minister to those in their path who need the help and hope of Jesus.

– Audrey Putney, Communications Associate


Help expand the impact of TOLI Social Workers like Orlando.

Here's how:


Why partnership is priceless

“Love the Lord your God with all your heart and with all your soul and with all your mind and with all your strength. The second is this: ‘Love your neighbor as yourself.’" // MARK 12:30-31

Wherever there's a TOLI program, there’s a local church or ministry already at work in the community. And that's why TOLI works, because these local Christ-centered ministries, who love God and who love people, use our program as a tool to transform their communities. 

Ministries partner with TOLI to reach people they wouldn't reach otherwise. While we provide a proven model and initial funds, it's our partners who hold the vision for their community. They assemble the local committee to champion the program, hire field staff to implement it, and encourage clients because they want to see people's hearts and minds transformed. They want to reach the poor and share with them the gospel. 

But don't take our word for it! Hear it from our partners as they share their heart for TOLI and for the nations:

“There are millions of widows who are waiting for help in Ethiopia, many of whom don’t have a personal relationship with Jesus. I believe that serving with love and humility will transform lives with the gospel of Jesus Christ. I believe the loan program helps us to spread the Gospel and bring the kingdom of heaven to the earth. One at a time, individuals will be changed, then the community, through which we will change nations.”
– Mulu Woldetinsae //
Life Center Ethiopia // ETHIOPIA

“TOLI has opened my eyes to new areas in Egypt that are shouting “come over and help!” My church is positively impacted by TOLI because it opened for us a big door to help the needy community in Egypt, and also it helped us in trying to change the mentality of the Egyptian churches to give donations to the poor.”
— Bassem Raouf // Heliopolis Evangelical Church // EGYPT

“My favorite thing is to see a poor person guided through an entrepreneurship program, then grasp the concepts of dreaming big, good customer service, good marketing skills, etc., and assimilate them into their lives. I’ve seen clients internalize this, start businesses, and progress. That makes my day. Seeing them slowly transform from poverty, making daily steps towards self-sustainability, humbles and empowers me to do more.”
– Humphrey Kanga //
Kenya Connection Kids // KENYA

“My heart is with children. TOLI has brought more children to Sunday School and this is a huge blessing because they’re growing spiritually. For one client, Grace,
the first client to pay off her loan in Uganda, TOLI improved her life,
her children's, and her children's children."

– Angie Atta // Volunteer // Goshen Gospel Ministries // UGANDA

“TOLI is very effective because we have a lot of poverty here. Giving spiritual guidance without any practical help doesn't work to solve poverty. The Church used to just give money but that didn’t work. This system works.”
– Pastor Emad // Towah Evangelical Church // EGYPT

And thank you for your partnership as well! Your prayers and financial support help equip these local partners reach more people and transform more lives. Thank you!


We’re back… Thank you for praying

This month, a TOLI team travelled to our site in Central America to visit with partners. We visited clients, encouraged staff, and held a Regional Conference – which was an amazing time of fellowship and leadership training with Field Staff and committee members. Thanks to our Prayer Team and supporters for covering us in prayer during this journey.


New addition to the TOLI US Team

We’re so excited to welcome Amy Cullins as TOLI’s new Associate for Stewardship and Engagement! Amy has a welcoming heart for people, a passion for Jesus, and a gentle and humble spirit. Her rich experience in leading women’s ministry, event planning, volunteer engagement, teaching, and hospitality will be a huge asset to the TOLI team. Amy's focus will be on serving and praying for our donors, helping them meaningfully engage with the ministry and planning TOLI events. Amy, we’re thrilled to have you on the team!

Beauty in the ordinary

Leaves and dirt seem ordinary, but Lucy showed me how to take the ordinary and transform it into something beautiful. 

Once a week, Lucy comes back from the next town with her arms wrapped around a heavy bag of wholesale Kenyan tea. Her arms ache from the load, but she smiles because her kids are at school and her business is growing. When she gets home, she stoops over her workspace and the huge bag of tea, and separates the leaves into custom bags. Then she delivers tea to her loyal customers and sells it in the markets.


Watch this video to see Lucy at work:


Before TOLI, Lucy sold tea, but as a single mom, she couldn’t provide for her two kids and save for their future. Her income was unstable, and she lacked loyal customers to buy from her each week. 

When Lucy joined TOLI, completed her business training, and took a microloan worth $200, she felt determined to transform her business. But what she didn’t know was that so many other aspects of her life would change as well. 

In fact, the TOLI Microloan Program is designed to affect four main areas of change. As a result, clients experience holistic transformation, increasing their ability to:

          > Grow their business
          > Support their family
          > Increase Financial Stability
          > Grow Spiritually 


GROWING HER BUSINESS

For Lucy, she learned how to grow her business and her brand. With increased access to capital, Lucy increased her buying power. That means she more than doubled her income, upgraded the quality of her tea leaves, and built a loyal customer base who drink Lucy’s tea every day. 

SUPPORTING HER FAMILY

Lucy now supports her two children in elementary school. She’s saving for their future and wants them to flourish. 

 “My dream is to see my children complete their school, get employed and purchase their own cars,” she said. “I would be very happy to be cared for by my children.”

“My dream is to see my children complete their school, get employed and purchase their own cars. I would be very happy to be cared for by my children.”

INCREASING HER FINANCIAL STABILITY

Lucy now has enough money to support her family, to save for the future, and to pay back her loan installments. 

But what’s even more amazing is that she has money to invest in other projects. She expanded her small farm, where she grows beans, maize, and bananas. And she even expanded her home for her sons with thousands of bricks she made with her own two hands, using dirt and water and the heat of the sun. (Check out the end of the video to see how many bricks she made). 
 

GROWING SPIRITUALLY

Lucy is a tea dealer, farmer, and brick maker. But, most importantly, she’s a child of God.

Lucy knows God took her human brokenness and ordinariness, called her His own, and redeemed her to live in relationship with Him. God made Lucy’s brokenness beautiful.  And because of this, Lucy can turn ordinary things into beautiful things, too. She creates in the shadow of her creator. 

Through Lucy, I learned that leaves can make a warm drink and a beautiful business. Dirt can make a home. A microloan can lead to long-lasting transformation. I learned there’s beauty and change in the ordinary – in the smell of tea, in yellow bags, and in Lucy’s strong arms as she scoops leaves, turns dirt into bricks, and hugs her kids. There’s beauty in the growth of Lucy's business and in her dreams for the future.

And that beauty is far from ordinary.
 

In Christ
Audrey Putney
Communications Fellow


— Come pray with us —

TOLI TUESDAY PRAYER GATHERING
Tuesday March 8 at 12pm MT


Join us via Zoom: Email Audrey for your link OR
Come to the TOLI office: 5785 N. Union, Colorado Springs, CO 80918