A turning point

TOLI isn't just a program—it's a turning point. 

For 17 years, Nadia struggled to raise her large family as a widow and sole breadwinner.

Then last year, she heard that a nearby church offers a program called TOLI to help women like her—and not just with handouts of food or clothes. Nadia had a lifetime of experience and the ability to work hard, but she needed resources and support. She didn’t need handouts—she just needed a hand up.

That’s when Nadia’s turning point came. She took TOLI’s Business Basics Course, then applied for a microloan to buy a milk separator machine to grow a business serving local dairy farmers. The new business provided new steady income for her and her big household. But the turn her life took through TOLI was so much more than financial:

  • She gained new skills and knowledge.

  • She become a ‘peacemaker’ in her village, acting as mediator when farmers confide in her about conflicts with neighbors.

  • She now uses her business to reflect God’s love.

Nadia lives with her four adult children, their spouses, and 10 grandchildren.

Like Nadia, TOLI is at a turning point too.

This year, God blessed TOLI with expanded teams and technology allowing us to not just grow but truly scale. Partner Ministries are bringing restoration to more and more poor communities by replicating TOLI’s powerful ministry of business training, microloans, and spiritual discipleship.

This year we launched TOLI in seven new sites, granting 45% more microloans than in 2022. And right now, our Partners are equipped and ready to replicate our program in at least NINE MORE locations across four countries in the next 12 months. They have the tools, teams, track record, and strategy in place. The last ingredient is the capital.

Will you lean in to this turning point with us? Will you pray and consider adding to your usual end-of-year gift to TOLI, so God can multiply its impact? We’re praying for an additional $120,000 by December 31, 2023, to fund this expansion and help our Partners get started replicating TOLI in new villages, bringing fresh hope and transformation where it's so desperately needed. 

Because of TOLI, Nadia's life turned from one of loss and tragedy to a life of growth, independence, and Gospel influence. Because of your support, TOLI can multiply stories like Nadia's throughout whole villages ... or even nations. And what a turning point that could be. 

With gratitude and joy,

 

Abigail McConnell
Executive Director, TOLI

P.S. As you consider stewarding your year-end gifts, remember: a gift to TOLI becomes a microloan that’s invested, repaid, and reinvested again and again in the same community. It’s truly hope that multiplies.

 

Nadia with Abigail at a recent TOLI spiritual retreat near Nadia's village in Upper Egypt. 

Imagine multiplying Nadia’s story throughout a whole village
... or nation.


Giving thanks — and dreaming BIG

2023 HIGHLIGHTS 

  • Granted 2,000+ new microloans — a 45% increase over 2022

  • Equipped 3,000+ with small business training

  • Added 7 new Sites: Egypt (4), Kenya (2), Ethiopia (1)

  • Grew global staff to 53, including six regional-level positions in Egypt and Ethiopia

  • Added a Strategic Partner to expand in Ethiopia

  • Launched TOLI Atlas, a custom app to help track client transformation

2024 MINISTRY DREAMS

  • Equip 3,600+ materially poor entrepreneurs with microloans 

  • Empower 4,000+ people with business training

  • Launch up to 9 new Sites 

  • Operate in more than 30 communities worldwide

  • Expand field staff training and capacity-building globally

  • Strengthen spiritual impact through expanded discipleship programming


From the TOLI family to yours ...
Merry Christmas and Happy New Year!
We are so grateful for you!