Love is local.

How TOLI's "for local, by local" model is making an impact — for vulnerable communities and the ministries that serve them

It was no easy feat, gathering 50 women together, pulling them from work and kids on a Monday morning. For some, it was the first time to ever leave their village.

Our partners in Upper Egypt had dreamed of a spiritual retreat for their TOLI microloan clients for a long time — a day of worship, encouragement, food, and fun. And earlier this month, they made it happen. The women arrived in minibusses in small groups, a little shy and sticking close to the few people they knew. But by day’s end, the courtyard echoed with laughter as they crowded close, playing games and cracking jokes in the afternoon sun. Joy.

More than 50 women, all of whom have built a small business through TOLI's microloan program, gathered in El Minya, Egypt, for a special day of worship, teaching, and encouragement.

More than 50 women, all of whom have built a small business through TOLI's microloan program, gathered in El Minya, Egypt, for a special day of worship, teaching, and encouragement.

Keeping it local

We like to say that TOLI is designed to be ‘for local, by local.’ And this retreat illustrates that perfectly. It is our local ministry partners, like these churches in Upper Egypt, who have the true vision for serving their own people. They invest the time, energy, and prayer to usher in transformation in their neighborhoods through TOLI's microloan program. “TOLI,” as an organization, is just privileged to get a front-row seat.

Everywhere we work, we partner with local organizations — churches or Christ-centered ministries — already at work in the community. That’s because we believe truly lasting solutions are homegrown. These local ministries adopt the TOLI program to be one more tool in their toolbox to effectively reach the people God has called them to serve. A local committee of volunteer leaders oversees operations. And TOLI social workers are native to the community being served. The potential impact of a TOLI microloan program in their area is as big as they dare to dream for it.

Transforming communities

We tell a lot of stories here about individual client successes. But TOLI’s impact is community-wide — and even beyond.

The five churches that brought TOLI clients together for this retreat may be miles apart, with their own unique challenges. But they share at least one thing: a commitment to restoring the God-given dignity of every person. And together they’re finding new, creative, and God-glorifying ways to fulfill it. 

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Women worshipped together and enjoyed a special meal.

Women worshipped together and enjoyed a special meal.


Your support helps TOLI provide our program to more local ministries who are impacting their communities for Christ.


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What did 2020 mean for TOLI? Check out our Annual Report.


You won't want to miss the amazing story of Faith, one incredible client whose journey this year illustrates how God is using TOLI to transform lives ... even in the year of COVID.



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